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This Book Will Change Your Financial Life

Why the Rich Don’t Die Broke; The Financial Prodigy’s Secret of the Wealthy will guide you through the mystifying world of the United States’ financial system. This book will show you how to overcome the risky monetary system and succeed through the Infinite Banking Concept (IBC).

In short, the Infinite Banking Concept utilizes a Specially Designed Life Insurance Contract (SDLIC) through specific mutually owned dividend paying whole life insurance companies.

Even though this is a full blown whole life insurance policy, we are targeting this for the number one use consumers need – control of their money to finance life’s major purchases. Contrary to the conventional system, people need to control and utilize their money today, not lock it up! These restrictions force the use of outside institutions for financing day to day activity. Through our education, you can benefit yourself and move away from the strangle hold of high debt and an unending volume of interest.

We also are targeting this for retirement savings, and ultimately a tax free way to pass on ones financial legacy. If you are like most people, you unknowingly believe whole life insurance is to be avoided. There is a reason the myth exists as will be discussed in the book. In actuality, it’s the perfect system for what you have always wanted in your daily personal finance, retirement system, and your family legacy planning. You, like many others, simply didn’t know it existed.

For example, we went out and looked at all the consumer retirement products. We noticed some commonalities. First, they all rather universally lock your money up for years inside so called government sponsored plans. Secondly, they all force us into using other people’s money to finance our life purchases, while paying other institutions interest because our money is locked up in the government sponsored plans. Thirdly, your money is subject to considerable risk.

The Infinite Banking Concept can significantly upgrade your personal financial system. It gives you something that is vasty more powerful in terms of saving, financing, investing your money, and preserves similar good qualities which banks offer. You have the best of everything in one financial system and it’s profoundly risk adverse.

Let me tell you about what you can gain from the IBC. You can:

  • Use your current household monies to begin enjoying the use of uninterrupted compounding of principal, interest, and dividends 24/7/365 for your entire life.
  • Reuse your money over and over, without losing any of the internal compounding of principal, interest, or dividends.
  • Shield your money from the risk and loss in the stock market and other financial institutions.
  • Shield your money from taxation on your gains inside the system.
  • Predict growth for your money for life.
  • Begin to capture all current and future interest you pay on debts from all sources.
  • Gain 100% access to your money with no hidden fees or penalties inside the system.
  • Overcome inflation and deflation.
  • Legally pass money on to your heirs tax free.
  • Create a multi-generational financial fortress while using your own money in an ongoing, as-needed basis.
  • Rely on a system with a successful track record dating back more than 200 years.

As an Authorized Infinite Banking Practitioner, I’ve been personally mentored by the founders of the IBC. As a result, I began teaching individuals the best strategies and techniques for successful IBC implementation and its long-term successful outcome.

This book is the culmination of many years of study, sharing what my associates and I have learned together. It breaks down our convoluted US financial system and teaches the Infinite Banking Concept in simple-to-understand terms. As a result, the reader should quickly benefit by gaining an accelerated understanding of the IBC.

S. Paul Horsley
Author